When you buy a new car, the price on the sticker isn’t the only number that matters. Understanding the total cost of ownership helps you plan your budget, avoid surprises, and make a smart long-term decision. At Dodge City Auto Ltd in Saskatoon, we walk you through every detail—not just the sale price—so you can drive away confident and financially prepared.
Here’s what to factor into your car budget, and how we help you plan wisely.
💸 1. Monthly Payments Are Just the Beginning
Yes, the monthly loan or lease payment is usually your biggest expense—but it’s not the only one. We’ll show you the full financial picture, including:
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Down payment or trade-in value
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Sales tax and registration fees
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Interest over the life of the loan
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Optional warranty or service packages
Our team will help you balance your monthly cost and total investment, so you can choose a vehicle that fits your goals—not just your wallet.
⛽ 2. Fuel Costs Vary by Model and Driving Habits
Not all vehicles cost the same to fuel. A larger SUV might use twice as much gas as a hybrid sedan—so it’s important to consider your daily drive.
We’ll help you:
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Compare MPG ratings across models
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Estimate monthly gas expenses based on your routine
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Explore fuel-efficient, hybrid, or electric options
Don’t forget to ask about gas rewards or EV incentives that can help offset long-term fuel costs.
🧰 3. Maintenance and Repairs Add Up Over Time
Even new cars require maintenance—and while it’s usually minimal in the first few years, you’ll want to plan ahead.
We’ll help you understand:
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Routine costs (oil changes, tire rotations, brake pads)
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What’s covered under factory warranty
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How prepaid maintenance or extended service plans can save you money
Many of our vehicles also include free maintenance for the first year or two—just ask what’s included!
📉 4. Depreciation and Resale Value
Your vehicle’s future value affects what you’ll get when it’s time to trade it in or sell it. We’ll help you choose models that hold value well and show you how mileage, condition, and demand impact depreciation.
✅ We’re Here to Help You Plan the Right Way
At Dodge City Auto Ltd, we don’t just sell you a car—we help you prepare for ownership. That means looking beyond today’s price and helping you make a decision that supports your life, your budget, and your peace of mind.
Visit me in Saskatoon or schedule a consultation online. Let’s find a vehicle you’ll love—and plan for what comes next.
Mark Sugar
(306) 341-1710
Dodge City Auto
